Legacy & Succession Planning

We understand the heart and soul you’ve poured into your business. We’re here to help you navigate the path ahead, ensuring that your hard work continues to flourish for generations.

Our team specializes in crafting personalized strategies that address the unique challenges of passing on your agency’s legacy. From finding the right successors to making sure your agency’s values live on, we’re here to make the transition smooth and stress-free. Let’s work together to ensure that your agency’s story carries on and thrives for years to come.

Capital Calculator™ by Access Capital Group

After valuing thousands of books of business, the Access Capital Group realized that most Life and Health agents don’t know the true value of their future renewals – so they built the Capital Calculator™ tool!

Access Capital Group was created to simplify the capital acquisition process for insurance agents. By accelerating your own renewals into a lump-sum payment, Access Capital Group has developed a streamlined process to get you the debt-free capital you need.

Try out the simple Capital Calculator™ tool below and see how much capital your future renewals could generate today in a lump-sum.

Request a valuation today

A valuation expert will reach out to you to discuss your personalized commission valuation.


Step 1: Enter your monthly renewals by product type

Enter the details of your book of business below and see what you could get today in a lump-sum.

Long-Term Care

LTC, STC and Convalescent Care.

$ /month
Medicare Supplement

All Plans, Medicare Advantage, PDP

$ /month
Supplemental Health

Critical Illness, Cancer, Heart and Stroke.

$ /month
Life Insurance

Whole Life, Term Life, Universal Life & Final Expense Whole Life.

$ /month
Disability Income

Short Term Disability Insurance, Disability Income Protection

$ /month
Accident Insurance

Hospital Indemnity and other Supplemental Accident Insurance plans

$ /month

Step 2: Click “Run Calculator”

Once you have entered all of your product types, simply push “Run Calculator” to view your results!

Looks good, click Run Calculator to view results

Must enter valid commission amount for at least one product type above!

Access Capital Calculator: Let’s See the Results

Looks good, let’s get started

Book of Business Makeup
Product Type Monthly Commissions
Contact Information
Not a valid email address

Valuation Results

Below are the details of your custom calculation:

Calculator Results
Product Types:
Annualized Renewal Commissions:
Lump-Sum Purchase Price Range
Annualized Purchase Multiple

Email N&F Sales or Call 800.562.7733