Even when clients have health insurance, a hospital stay can create additional expenses that may not be fully covered. Those costs can continue after a client returns home, making additional financial protection an important part of the overall coverage conversation.
Mutual of Omaha’s Hospital Protection℠ plan offers flexible benefit options designed to help clients prepare for eligible expenses associated with a hospital stay.
Flexible Coverage for
Different Client Needs
Mutual of Omaha’s Hospital Protection plan begins with a daily benefit amount that can help cover costs related to a covered hospital stay. Clients can then customize their coverage with optional riders based on their individual healthcare needs and financial priorities.
Depending on the policy selected, both daily benefit and lump-sum benefit options may be available.
Because benefits are paid according to the terms of the policy, clients can use eligible payments to help manage expenses that may arise during or after a covered hospital stay.
Hospital Protection
Plan Highlights
| Plan feature | Details |
|---|---|
| Issue ages | Available for eligible applicants ages 18–85 |
| Guaranteed-issue availability | Available to eligible clients ages 64–74 |
| Benefit options | Daily benefit and lump-sum benefit options are available |
| Optional riders | Clients may add available riders to customize the policy around additional healthcare needs |
| Flexible plan design | Multiple options allow agents to help clients select coverage that aligns with their needs and budget |
Availability, benefits, riders, and eligibility requirements may vary by state and applicant. Review the applicable product materials before presenting coverage.
The information on this website is for agent use only and not intended for the general public. If you have questions about this post, please call 800.562.7733 or email nf_sales@neishloss.com.
