
Supplemental Health and Life Insurance
With medical costs forecasted to increase 8% this year,1 a hospitalization could have a significant financial impact on your customers. Offer them the protection they need by bundling their medical plan with a Cigna Healthcare® Choice Hospital Indemnity insurance policy.
- Issue ages 18-89 and guaranteed renewable for life2
- Guaranteed issue for ages 64-70 and simplified underwriting for all other ages3
- 3-month pre-existing condition limitation
- Unlimited hospital confinements for different covered injuries or illnesses, with no restoration period required4
Additional features include:
- Benefits for observation room admissions and stays in skilled nursing, mental health, and substance use facilities5
- Coverage for oxygen equipment, walkers, wheelchairs, ambulance transportation, and outpatient rehabilitation6
Choice Hospital Indemnity will be available for sale on April 7 in AK, RI, and SD and is currently available for sale in AL, AR, AZ, CO, DE, FL, GA, HI, IA, IL, KS, KY, LA, ME, MI, MN, MO, MS, NE, NC, ND, NV, OH, OK, PA, SC, TN, TX, UT, VA, WV, WI, and WY. Learn more and get all you need to sell by visiting the Choice Hospital Indemnity broker resource site.
Earn a $25 bonus for every qualifying Choice Hospital Indemnity application you write each month through December 31, 2025, with a minimum of five qualifying Cigna Healthcare Supplemental Health product applications.7 Bonuses are paid the month following policy approval, so you receive what you earn quickly.
Have questions?
Contact the Agent Resource Center (ARC) at 877.454.0923. The ARC team is ready to help and available Monday – Friday, 8:00 am-5:30 pm CT.
The information on this website is for agent use only and not intended for the general public.